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What kinds of loans does AA Loans offer? Answer: AA Car Loan offers car loans, personal loans and top-up loans. Car loans are intended for buying a new or used vehicle and the car is the collateral for the loan. You can get a secured personal loan by using your home or vehicle as collateral. The amount can be up to £25,000 with fixed monthly payments for between 1 and 7 year repayment terms. Top up loans are those in which you add to an existing loan. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||